Long-term Disability Plan

SGEU Long-term Disability Plan

The SGEU Long-term Disability (LTD) Plan is one of the best plans in Saskatchewan. Disability benefits are 80% of net pre-disability salary and are non-taxable. The SGEU LTD Plan is owned and operated by the SGEU membership and managed by a committee of elected SGEU members.

For more information regarding the governance of the SGEU LTD Plan, download the SGEU LTD Plan Charter.

DOWNLOAD THE SGEU LTD PLAN CHARTER

SGEU members have access to two levels of appeal if their claim is declined or otherwise terminated. Once on LTD, they have access to:

  • An LTD Claimant Advocate who provides guidance and assistance in navigating the plan.
  • In-house vocational rehabilitation counseling.

SGEU bargaining units vote to join the plan as a group. To find out if your bargaining unit belongs to the SGEU LTD Plan, or to find out how to join, contact us.


LTD Plan Policy

The SGEU LTD Plan Policy outlines the eligibility requirements, benefits, rights and responsibilities for members covered under the Plan. It provides detailed information about how claims are assessed, benefit entitlements, appeal processes and other important provisions. Members are encouraged to review the policy to fully understand their coverage and the support available if they experience a disability.

DOWNLOAD THE SGEU PLAN POLICY

Prior to the adoption of the new SGEU Long-Term Disability Plan Charter and Policy, the LTD Plan Text served as the primary plan document.

As of May 1, 2025, the SGEU LTD Plan Charter and LTD Plan Policy are now the official governing documents of the plan. These documents provide a modernized and transparent framework for how the plan operates today.

To access past versions of the plan text, visit Long-term Disability Plan Text and Policies.  

Stewards can help members understand key facts about LTD and play a role when members return to work. Check out the fact sheets below.


Contact LTD

Questions about LTD or need to apply? Connect with an LTD Claimant Advocate.

Phone: 306-775-7876
Email: LTDClaimantAdvocate@sgeu.org


Complete LTD Application Kit

Download the Complete LTD Application Kit

Individual Forms


Need Help?

We're here to support you through every step. Whether you're applying, appealing or just exploring your options, contact our LTD Claimant Advocates for personalized assistance.