LTD Plan Text
Prior to the adoption of the new SGEU Long-Term Disability Plan Charter and Policy, the LTD Plan Text served as the primary plan document.
As of May 1, 2025, the SGEU LTD Plan Charter and LTD Plan Policy are now the official governing documents of the plan. These documents provide a modernized and transparent framework for how the plan operates today.
Previous Years LTD Plan Text
The LTD Plan Text is the overall governing document for the SGEU Long-term Disability Plan. The plan text sets out the rules governing the plan including; member priemiums, rights and responsibilities of all parties, terms of membership in the plan and more.
The plan text is ammended and approved each year at the SGEU Annual Convention.
- LTD Plan - Text 2024
- LTD Plan - Text 2023
- LTD Plan - Text 2022
- LTD Plan - Text 2021
- LTD Plan - Text 2019
- LTD Plan - Text 2018
- LTD Plan - Text 2017
- LTD Paln - Text 2016
- LTD Plan - Text 2015
- LTD Plan - Text 2014
- LTD Plan - Text 2013
- LTD Plan - Text 2012
- LTD Plan - Text 2011
- LTD Plan - Text 2010
- LTD Plan - Text 2009
- LTD Plan - Text 2007
- LTD Plan - Text 2006
- LTD Plan - Text 2005
- LTD Plan - Text 2004